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Hurricane Michael Property Damage?
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What to do after the storm
Always be careful when entering a damaged building. If there is serious structural damage, contact local officials before entering. Report downed power lines or gas leaks. Keep electricity turned off if the building has been flooded. Perry & Young provides post-hurricane safety tips, generator safety tips, and insurance claim guidance to help you deal with the aftermath of a hurricane. Remember the insurance company is responsible to pay for your damage, but they have a bottom line and will minimize or refuse some damage to meet that bottom line. The home damage attorneys at Perry & Young are here to assist you from start to finish with your insurance claim. Your consultation is free, take a moment to give us a call and start protecting your home and family now. We work on a contingency basis, that means and there are no fees until we recover for you!
Take reasonable steps to protect your property from further damage. This could mean boarding up windows and salvaging undamaged items. Your insurance company can tell you what they will pay for regarding protection. Photograph as much as you can. This shows possession and damage to your property. If you have before photos let us know we will use those along with the after images to assist with your insurance claim.
Videos Information on Home & Business Property Damage from Storms
Contact your insurance agent or insurer as soon as you can. Provide a general description of the damage and have your policy number handy if possible. Write down the adjuster’s name, phone number and when you can expect them to come to your home. To truly protect your property hire an experienced home damage attorney to help you throughout the process. Perry & Young are here now to represent you.
Keep damaged items or portions of them until the claim adjuster has visited, and consider photographing or videotaping the damage to document your claim. Prepare a list of damaged or lost items for your adjuster.
If you need to relocate, keep records and receipts for all additional expenses. Most insurance policies cover emergency living arrangements. They may not offer this up-front so make sure to ask.
After your insurance company has been notified of your claim, they must send you the necessary claim forms within a certain number of days (time period varies by state). Fill out and return the forms as soon as possible. If you do not understand the process, be sure to ask questions and write down the explanation. Perry & Young is here to help you with each step of the process of your home damage claim to ensure your rights.
When starting the cleanup process, be careful, and use protective eyewear, gloves, and shoes. Adjusters may tell you to hire a professional cleaning service. If you do keep the receipts and take pictures as the clean up happens.
When you’re ready to start repairs or rebuild, work with your contractor to make the new structure is disaster-compliant. Make sure you read all contracts and never pay upfront for work done, rather pay as you go. Make sure all contractors are licensed and insured. If they get hurt on your property they could sue you! When you can ask for references or look up their business. Take images of every step of the process and if you have any questions do not hesitate to ask. Remember, Perry & Young, are here for you we are but a call away.